Starting off with the policy-induced energy crisis.

My advice if you're having trouble paying for home heating is to use your insulated mugs and tumblers for more than just coffee, tea and/or cocoa and invest in electric kettles (they're probably the cheapest and most efficient means available of heating small amounts of water quickly) and heating pads (the only way to really economize on heating costs is to reduce what needs to heated up and by how much).